At SwaggyBank we aim for an improved user experience, while maintaining high security standards. For this purpose, we have Two-factor Authentication (2FA) in place for your SwaggyBank account, which adds an extra layer of security that protects your account from unauthorized access and keeps your money safe at all times. With 2FA you will be required to enter both your password and a One-time Password (OTP) sent to you each time you sign in to your SwaggyBank account, as well as any time you are making an outgoing transfer.