If you’re dealing with money transfers to your relatives and friends or consider lowering the costs of sending and receiving funds from your business partners and clients, this guide will give you all the information you’re looking for. In this comprehensive guide you will learn more about SEPA and the ways you can benefit by using it for your private and corporate transactions.

We made sure to answer the FAQs and cover various issues related to SEPA payments — the top transfer option that improves daily transactions for millions of people and companies in the Single Euro Payment Area.

If you are not acquainted with SEPA payments, we suggest you study this guide carefully to learn the basics of how the system works. Should you be interested in specific questions, please refer to the Table of Contents to find the section that will give you a comprehensive answer